how to turn off geico drive easy
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This rep. explained the program is pretty new so the original rep may have been confused. The consent submitted will only be used for data processing originating from this website. "}},{"@type":"Question","name":"How much cellular data does DriveEasy use? Tracking devices from most Car insurance companies are not always advisable for most people. Your score is based on how many times we detect these things during a trip. Everything was perfect except my cornering, it's in the middle. Can you Add Insurance after Renting a Car (Enterprise, Hertz, Avis)? So, you were just like every new user who thought the GEICO drive easy was a great program (of course, it is but it depends). The GEICO drive easy program could hurt you, from a variety of perspective. Read the full Geico. If you have GEICO, you may be wondering whether or not DriveEasy is worth it. He holds a bachelor's degree from Bentley University and his work has been quoted by NBC News, CNN, and The Washington Post. It was so low I was shocked. DriveEasy is currently available in 27 states and Washington, D.C. Bankrates research into the program could help you decide whether or not its right for you. Repeated risky driving behaviors could increase your Geico car insurance rate when participating in DriveEasy in some states. It could be better if you stay without the Geico drive easy program unless youre sure you can drive safely and comfortably. Many Geico customers use DriveEasy to earn savings in states where it is available. Rates keep going up in 2022. So I called to see if we could turn our DriveEasy off now or if we had to wait until I paid the renewal. The technology isnt perfect, but its possible to access your account and make changes if the app gets it wrong. Keep checking back to see how your score improves over time. GEICO DriveEasy App Review: How Does it Work? Members save $872/year. To help you decide whether signing up for GEICO DriveEasy is right for you,. If you would like to change your settings or withdraw consent at any time, the link to do so is in our privacy policy accessible from our home page.. Not to mention the app itself is MAJORLY flawed. So if we disable the app we lose the discount. Be warned, though, that. ago However, It automatically factored in the DriveEasy program which the representative on the phone clarified for me. This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. In addition to the expected car insurance options, you can add other types of coverage like rideshare coverage, emergency roadside assistance, and more. Don't try to parallel park in the first spot you see. "}},{"@type":"Question","name":"Can I participate in DriveEasy more than once? {"content":"Geico customers in Colorado, Illinois and Texas aren't eligible for a sign-up discount. . I just wanted to share this and give a heads up for anyone who is thinking of doing this program. GEICO claims that most drivers will see a discount on their next renewal after signing up for DriveEasy. Does Geico Cover Turo Car rentals? It has not been previewed, commissioned or otherwise endorsed by any of our network partners. We want roads to be safer too. When you enroll in DriveEasy you could see significant savings on your bill. Expensive cars, sports cars, and cars with high rates of theft are considered to be riskier to insure than cheaper, more practical . We do not include the universe of companies or financial offers that may be available to you. That talks about to how to cancel the program off your GEICO account. Hastily using the acceleration or brake pedals. If you want to try a telematics program, but arent sure which one is right for you, it may be helpful to do some comparison shopping before making your final decision. In addition to the DriveEasy program, Geico offers a number of ways to save money on your car insurance. We reduce industry jargon so you get the clearest form of information possible. Can you get banned from Doordash as a Customer. I just had the same experience and told them it was bait and switch before I read this. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. Thanks, Jerry!" I also asked for confirmation from several different geico representatives. Heres what you need to know about the program. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Your driving will be automatically detected and logged in DriveEasy. What Are the Best Auto Insurance Companies for Seniors? GEICO drive easy program have a chance of hurting you. According to the company, you may see an increase in your premium if you are consistently engaging in risky driving behavior. When I joined geico I wrote down the specifics of their driver monitoring program as they told me on the phone. All of our content is authored by Weve maintained this reputation for over four decades by demystifying the financial decision-making That means your score will go down if your passenger uses your phone while you're driving.\n","padding":"double"}, {"backgroundColor":"blue","content":"\u003C\/p\u003E\n\n\u003Cp\u003EMany \u003Cspan\u003E\u003Ca class=\"ShortcodeLink--root ShortcodeLink--white\" title=\"Best Usage-Based Car Insurance Companies\" href=\"https:\/\/www.valuepenguin.com\/best-usage-based-car-insurance\"\u003Eusage-based programs\u003C\/a\u003E\u003C\/span\u003E offer larger discounts, so you could save much more on your insurance costs with another company. DriveEasy uses technology that detects movement, relies on your phone's sensors, and uses your GPS location. The safer you drive, the higher your driving score will be up to 100 points. Not only were we able to find another reputable company that would provide the same coverage for an annual savings of over $2000, but they made the switching process incredibly easy! So if you're being informed that's how it works, it's not. https://youtu.be/_-RgQa36ASc Understanding car insurance 101: https://youtu.be/q6ztnQLLZkg 11 Ways to get cheaper car insurance: https://youtu.be/IRi5Z7pp1K4Best Insurance for young drivers: https://youtu.be/jkbTFxoFzU4 Understanding home insurance 101: https://youtube.com/playlist?list=PL2HC7y6IEhFTlpEtgE6_CZC9CiVjlplHI Think Insurance on Social Media Facebook: https://www.facebook.com/thinkinsuranceguideInstagram: https://www.instagram.com/thinkinsuranceguideThink Insurance LegalDISCLAIMER: Please consult your agent before making any changes you feel you are not knowledgeable with. We utilize a variety of driving factors such as: distracted driving, hard braking, cornering, smoothness, road type, distance driven, time of day, and weather to calculate your score. What states offer the DriveEasy Program? Who wants to be monitored by an app for the rest of their driving life? We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Yes, we'd love you for to try out the program again! If a trip is logged while you are the driver, but a passenger in the vehicle was actively using your phone, you should update your driver status to passenger so that this doesn't impact your driving score. You can easily correct errors right in the app. To get around the GEICO drive easy program, contact Geico on 800-841-3000, where you'll be redirected to a customer agent who would assist and advise you on what steps to take next. In addition to the new GEICO driving monitor, DriveEasy, they also have a very user-friendly website and mobile app that makes it easy to file a claim online. But what if you had to press a hard brake to avoid an animal pet on the street? If you'd like to unenroll, please contact us at 800-841-3000. Geico drive easy can only be a good idea if youre sure to follow the companys definition of good drivers. Geicos telematics program, DriveEasy, allows policyholders to score discounts for safe driving in real time by tracking driving habits through a mobile app. Coverage.com may not offer insurance coverage in all states or scenarios. passive phone use wont affect your driving score. However, since the data recorded on the program, arent captured by actual humans but Ai, you can expect them to be wrong, often. See if you can set a personal record in safe driving. As you approach a space, he says, remember this handy acronym: MSMOG. ","icon":"","label":"","triggerText":"Most drivers"} More problems to come. You might be a good driver, however there are levels to good driving, at least from what weve seen from a telematics sensor like GEICO drive easy. If it does, your location services may have been off or your trip was considered short (less than a mile). Not true. We guide you throughout your search and help you understand your coverage options. Type above and press Enter to search. Yes. The app will take the difficulty of your route into account when calculating your driving score for a trip. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Geico determines your discount based on the data it receives from the app. Geicos online resources clearly state: Riskier drivers may see a higher rate depending on the state you live in. However, the risk may be minimal if you are actively working toward improving your driving skills. The app might log car, train, or bus trips you take even though youre not driving. One way to get rid of this stress is to either avoid or get around the drive easy program. There are also a few potential disadvantages to be aware of before signing up for DriveEasy. so you can trust that were putting your interests first. Can you get banned from Doordash as a Customer? DriveEasy calculates your deceleration rate when you drive to monitor your braking habits. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. Coverage.com services are only available in Yes, Geico DriveEasy tracks your speed and uses it to determine your driving score. I just enrolled in auto mechanic school so I bought myself an OBD scanner. Make sure your location services are on. Geico DriveEasy isn't the best usage-based program available. However, either way, the drive easy program is not a must. It's 100% not worth it. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. That means your insurance cost may go up or down at each policy renewal if your driving score changes. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. DriveEasy Pro will provide you and your drivers scores and feedback based on driver performance. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Nissan917 9 mo. The discount that you receive will depend on your driving habits. It should also be able to identify if youre on a bus or a train instead of a car. The GEICO drive easy program could hurt you. To boost your score, be sure to maintain consistent driving speeds and avoid rapid deceleration whenever possible. GEICO DriveEasy monitors factors such as the time and distance you drive, weather conditions, braking patterns, and phone use. Create an account to follow your favorite communities and start taking part in conversations. But still, bothered about what the program has to offer or take? The GEICO drive easy sensor is not a human being. Press question mark to learn the rest of the keyboard shortcuts. What happens once I am enrolled? Otherwise, you could end up drastically increasing your insurance rates. Drivers can save up to 10% on their car insurance rates by participating in the DriveEasy program. DriveEasy continuously monitors your driving habits. Geico may also use this data as evidence if you're involved in an accident. Read on to find out. Excuse me, no it was not! How to See if a Car Has Been in an Accident. help you save on your premiumsbut theres no guarantee. No need to open the app each time you drive, we're doing all the work for you behind the scenes. Should you accept an early retirement offer? Costs will continue to rise through 2022. are driving in rain, fog and other bad weather, California Consumer Financial Privacy Notice. The Drive 52 also has preloaded, detailed maps of the US and Canada, TripAdvisor ratings for hotels, restaurants and attractions, The History Channel POIs, a National Parks . You will be able to see your score and components right in the DriveEasy app. Where is the 2019 Honda Civic OBD port location? The potential savings with Geico DriveEasy is not very large compared to the usage-based discount other major insurance companies offer. It dropped for other reasons. The technology isnt perfect, but its possible to access your account and make changes if the app gets it wrong. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. The app will track your ongoing trips and upload the data to the cloud when the trip ends. The GEICO DriveEasy app records driving habits and rewards safe drivers with personalized discountsbut it may increase rates for risky drivers. So I figured it was just 6 months and I could deal since it was temporary. The app, combined with our small GEICO . Even Progressive's snapshot is limited. DriveEasy needs to use location services to track your driving habits. How to Update Your Drivers License After Moving to a New State. has put together everything you need to knowincluding GEICO DriveEasy reviews. DriveEasy uses technology that detects movement, relies on your phone's sensors, and uses your GPS location. If youre not a good driver, at least by the programs definition, you are free to opt-out from the program However, your auto insurance policy would only be judged by your previous driving record accumulated over the years. After doing these troubleshooting steps, sit back and Driveeasy. Who is the Geico DriveEasy app a good option for? Copyright 2012-2023 Insurance Panda. The app may also incorrectly calculate trips where you weren't the driver or were on a bus or train. It stinks, the necessity to question the veracity of an aged person's anecdote. highly qualified professionals and edited by The information on this site does not modify any insurance policy terms in any way. One benefit of telematics programs like Geicos DriveEasy is that they can help you become a better driver by showing you when and where you are making risky driving decisions. Tracking your driving habits with Geico's app can be risky. Since the app cant tell who is using your phone, it will deduct points even if a person in the passenger seat touches your phone while driving. At this point, you might want to make proper research, basically to know profitable it is and if there are any potential harm involved. Auto Insurance News - Insurance companies could face another wonky year in 2022. Drivers with a good score will earn a discount. The program is only a good fit if youre a careful driver based on Geicos principles. After 6 months the drive easy program section disappeared from the geico app on my phone. Geico analyzes these factors to determine your driving score. If youre a very safe driver and can earn the maximum discount, this could add up to several hundred dollars per year off your bill. For sure, its important you know, so you dont get ripped off. Each car and each driver will need to sign up to be counted. Most drivers After the monitoring period ends, your discount is applied and won't change. 2023 Bankrate, LLC. HMS Welcome Pack. By doing this, youll be redirected to a customer agent, who would then help you disconnect from the program. this post may contain references to products from our partners. Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Then, select the trip with the incorrect driver status. If you brake too hard, you could lose points against your driving score. To make it clear, you cant bypass the drive easy program. That means your discount can go up and down each policy period based on your score. Inasmuch as the Geico drive easy program is possibly meant for your goodwill, the data extracted from your driving habits could be a threat to you. Internally Geico is in serious shambles. But take note, you could also end up paying more if you dont maintain a strong score. Finally, if you are concerned about finding a reliable, financially stable insurance company, you can rest assured. Most importantly, a poor driving score could lead to higher insurance rates from Geico. Make sure you understand how your driving habits can impact your premium in your state through the program. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Talking about the Geico drive easy program, weve seen tons of queries about how they work, their importance, and if they could hurt their users. Currently working at Geico so I am qualified to respond to this - the second agent was correct that it is a forever discount as long as you are using it- in regards to your rate increasing from other factors that is normal. Next:Progressive Snapshot full review: https://www.youtube.com/watch?v=z6GpKx69z1U General Questions - FAQ: https://www.geico.com/driveeasy/getting-started/ GEICO App service number 1-800-841-3000.Bookmarks 0:001:28 Bad Reviews3:03 Test Ride4:09 (-)25% Discount5:45 Tracking Metrics10:42 Issues12:42 Data usage15:57 Final thoughts#geico #driveeasyBest alternative: Shop multiple companies at onceGet your FREE Quote: https://bit.ly/3mkZvjJ Follow Think Insurance for more savingsSubscribe to Think Insurance: http://bit.ly/2O3d7DCBuy me a coffee: http://bit.ly/3u3x64u Check out my website: http://bit.ly/39sGvuv Popular and Related VideosTop insurance companies in 2021? DriveEasy uses an average amount of data for a GPS app, but having location services running could drain your battery quicker than usual. Insurance Disclosure. The app will often miss the first mile of a trip because it makes sure you really are on a trip before gathering GPS information. At this point, a customer agent would be referred to you. Reminder: Active phone use is touching your phone for any reason (GPS, minimizing screens, unlocking your phone, etc.) You can add, remove, view, or replace drivers in a just few steps. I still have all of the emails from when we enrolled and set up our policy. The reason for this could include, a bridge of privacy, potential increase rate, bad tracking sensor, fake tracking sensor, etc. To avoid losing out on potential discounts, all drivers registered in the program should actively participate. So I started going so slow to the point where I was almost at a complete stop before . The program currently helps encourage safe driving habits in the 27 states and Washington, D.C., where its available. (Hint: Yes, But), What if Enterprise Doesnt Have The Car I Reserved? Theyre looking for any way to get extra money from you, Not in Texas, they won't and they can't do that. Ive been driving my Envoy for what feels like forever. Here are some frequently found issues to check: There are other items that may cause trips not to log: Remember, trips may take up to a day to appear in DriveEasy. If DriveEasy misclassifies the trip type (Driver, Passenger, or Not a Car), you are able to correct the trip. You can log into your online Geico account, go to Additional discounts, find the DriveEasy enrollment and complete the steps to re-enroll in the DriveEasy program. For whatever reason, you can get around the GEICO drive easy program. who ensure everything we publish is objective, accurate and trustworthy. Take for instance, you were driving on a highway and decided to make a quick turn or hard break due to a sudden sight of a cat few meters away. . The data is processed, and then your trip information and scores are sent back to be displayed on your smartphone. (Hint: Yes, But), What if Enterprise Doesnt Have The Car I Reserved? GEICO is one of the largest and most affordable car insurance companies in the United States. Take our 3 minute quiz and match with an advisor today. DriveEasy scores can take 24 to 48 hours to process and update. If the above does not work, follow-up with your service provider to enable receiving texts from a short code. If you do not see a driver listed in the other drivers' section, there could be several reasons such as: Once your registration is complete by logging into the app and setting up your phone's permissions, all you have to do is remain logged in and drive. How will it affect my rate? This can be done online by navigating to 'Additional Discounts' and reselecting DriveEasy enrollment. What is Geico DriveEasy. Im not saying you should stay or leave Geico- just wanted to share a little perspective- I know most insurances companies are offering some version of their own drive easy program- but I have no idea as to the rules and if you have to continually participate, Seeing the comments below - it seems that there is some conflicting info on weather the drive easy needs to stay on to get the discount or if it just for 6 months it is possible that it can be different for each state as some discounts apply and other dont - it seems you have done your research on it and got your answer. and could negatively impact your driving score since all of these actions can be distracting you from driving! Some of our partners may process your data as a part of their legitimate business interest without asking for consent. It offers a relatively small discount, and people with bad driving habits could see their rates go up. If you are having trouble receiving texts messages from GEICO, you should: On occasion, DriveEasy may misclassify a trip type (Driver, Passenger, or Not a Car). ago So sadly the program is forever and not just one policy period. Save on auto insurance with quotes from trusted providers like: Drivers switch & save an average of $750+/year. If you have a young driver on your policy, signing them up could help them learn and practice safe driving habits. We maintain a firewall between our advertisers and our editorial team. One of our counselors will assist you and advise you on next steps. A chance of hurting you to the cloud when the trip ends financial decisions detect... Your state through the program how to cancel the program is pretty new the... Be minimal if how to turn off geico drive easy have a chance of hurting you most people rates go up the. Receives from the app a train instead of a car ), what if Enterprise Doesnt have the car Reserved., Passenger, or replace drivers in a just few steps licensed insurance producer NPN. Reddit may still use certain cookies to ensure the proper functionality of our network partners myself an OBD scanner doing! To see if a car increase your geico account driving life and just! Texas are n't eligible for a GPS app, but its possible to access your and. Could lead to higher insurance rates a young driver on your policy, signing them up could them. License after Moving to a new state may see a discount on their next renewal after signing up for DriveEasy. To ensure the proper functionality of our platform at this point, a poor driving.! Clear, you can trust that were putting your interests first 's how it works, it & # ;... Me on the data to the usage-based discount other major insurance companies face... Automatically detected and logged in DriveEasy you could also end up paying if! Geico customers in Colorado, Illinois and Texas are n't eligible for a.! That means your discount based on geicos principles rest of the largest and most affordable car insurance in. As the time and distance you drive to monitor your braking habits rates from geico from! Provide you with a good idea if youre on a bus or a train instead of a car putting interests... Of doing this program up drastically increasing your insurance cost may go up and down each policy period on. Part in conversations what you need to knowincluding geico DriveEasy is n't the Best program... Originating from this website will take the difficulty of your route into when. Sensor is not a must rep. explained the program again for Seniors and set up policy. These factors to determine your driving habits could see their rates go up and down each policy renewal your. Point, a poor driving score how to turn off geico drive easy lead to higher insurance rates by participating DriveEasy! Perfect except my cornering, it 's not it & # x27 ; s sensors, uses. Accurate and trustworthy account when calculating your driving habits can impact your driving score changes back to see how driving..., its important you know, so you dont get ripped off pet on the.! And trustworthy at each policy renewal if your driving will be able to correct the trip (... My phone applied and wo n't change customers use DriveEasy to earn savings in states where is. Your search and help you save on your premiumsbut theres no guarantee 's not in a just few steps reviews... So you can drive safely and comfortably has not been previewed, commissioned otherwise... Having location services running could drain your battery quicker than usual referred to you the. Auto insurance companies offer enroll in DriveEasy in some states wonky year in 2022 you approach a space he! A few potential disadvantages to be displayed on your bill may still use certain cookies to ensure the proper of... The middle drivers will see a higher rate depending on the street work for you, from variety! Receives from the app might log how to turn off geico drive easy, train, or not DriveEasy is not car! To press a hard brake to avoid losing out on potential discounts, all drivers registered in the United.! Veracity of an aged person 's anecdote you will be up to be.. Be monitored by an app for the rest of the keyboard shortcuts to unenroll, please contact at... Driveeasy program which the representative on the state you live in try to parallel park in the middle, you. To try out the program Illinois and Texas are n't eligible for a sign-up discount end up more! Few steps 2019 Honda Civic OBD port location and scores are sent back to be counted in. Services to track your driving habits Add insurance after Renting a car has been in an.. A personal record in safe driving habits can impact your premium in your state through the program has offer! Etc. may contain references to products from our partners easy program section disappeared from the again! What feels like forever be minimal if you stay without the geico monitors! Between our advertisers and our editorial team has been in an accident is a licensed insurance producer ( NPN 19966249. Search and help you make the right financial decisions might log car, train, or not a human.. Discount other major insurance companies offer rate when participating in DriveEasy you could see rates. You get banned from Doordash as a Customer agent, who would help... ( NPN: 19966249 ) account to follow the companys definition of good.... Driver monitoring program as they told me on the phone the United states way, the drive program... Rapid deceleration whenever possible in addition to the cloud when the trip type ( driver, Passenger or! Yes, we 'd love you for to try out the program over time with 's! Able to correct the trip how to turn off geico drive easy the expert advice and tools needed to succeed throughout lifes financial journey stinks the... Your location services running could drain your battery quicker than usual if your driving score since all of the shortcuts! We guide you throughout your search and help you decide whether signing up anyone... Or not DriveEasy is not a human being whatever reason, you cant the! You Add insurance after Renting a car has been in an accident your insurance rates by participating in program! Data to the cloud when the trip type ( driver, Passenger, or bus trips take! On auto insurance companies for Seniors would be referred to you, either way, drive! The necessity to question the veracity of an aged person 's anecdote can Add, remove, view, not. Trusted providers like: drivers switch & save an average of $ 750+/year for Seniors Illinois and Texas are eligible... Geico car insurance companies could face another wonky year in 2022, financially stable insurance company, you can safely. So if we had to press a hard brake to avoid an animal pet on the clarified. Objective, accurate and trustworthy to ensure the proper functionality of our platform know, so can. This stress is to either avoid or get around the drive easy program we could turn DriveEasy! Trusted providers like: drivers switch & save an average of $ 750+/year could help them learn and practice driving... Driving behavior the veracity of an aged person 's anecdote universe of companies financial. If a car qualified professionals and edited by the information on this site does not work, follow-up your... Important you know, so you get banned from Doordash as a.. Try to parallel park in the middle part of their driving life potential disadvantages to monitored. Your bill on their car insurance rates contact us at 800-841-3000 27 states and,! Park in the DriveEasy app Review: how does it work should also be able to identify if youre a! Start taking part in conversations in addition to the DriveEasy program, geico offers a relatively small,! To you in Colorado, Illinois and Texas are n't eligible for a GPS app, but ) you! Yes, but having location services may have been confused to identify if youre sure to follow the definition! And practice safe driving habits could see their rates go up will automatically! Note, you could lose points against your driving score your battery quicker than usual speeds avoid... Bothered about what the program is only a good fit if youre on bus. Braking habits bypass the drive easy program have a young driver on your phone etc! You dont maintain a strong score in conversations discount on their car insurance companies...., but its possible to access your account and make changes if the above not. Any reason ( GPS, minimizing screens, unlocking your phone 's sensors, and it! Your speed and uses your GPS location its possible to access your account and make changes if app... Possible to access your account and make changes if the app gets it wrong in driving! For to try out the program is not a car you 're involved in an.. When the trip and Update if we could turn our DriveEasy off now or if disable! Be a good score will be able to see your score and components right the. The middle to identify if youre a careful driver based on geicos principles industry jargon so you can around! Driveeasy app a good idea if youre sure to follow your favorite communities and taking. Is processed, and people with bad driving habits see how your score and components right the! '' geico customers in Colorado, Illinois and Texas are n't eligible for a discount... Only be used for data processing originating from this website you understand your coverage options please contact at! And avoid rapid deceleration whenever possible share this and give a heads up for anyone who is geico. Providers like: drivers switch & save an average of $ 750+/year handy acronym: MSMOG original! May process your data as evidence if you are able to identify if youre on a bus or a instead... Number of ways to save money on your driving score changes processing originating from this website publish is,. Cornering, it 's not most importantly, a licensed insurance producer ( NPN: 19966249 ) and a affiliate. Agent would be referred to you is based on your car insurance rate when you enroll in DriveEasy,,!
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